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Ingosstrakh  >  For corporate clients  >  Industrial Insurance Programs  >  Commercial enterprise

Commercial enterprise


A commercial company is a special client for any insurance company.

First of all, if a company trades in food stuffs or other products with a fixed shelf life, then aside from standard property insurance against fire and related risks, such company needs to insure the goods against spoilage (e.g. in the event of failure of refrigerating equipment).

Second of all, such company bears double responsibility to its clients who can suffer through an accident which may happen on the premises of the trader, and through the low quality of goods offered by the trader. It means, the liability policy should cover an extended list of risks.

Third, for a trader it is extremely important to maintain its own fleet of vehicles in satisfactory condition since it is the factor which underpins the timeliness of deliveries and the availability of goods in stock and in sale.

And, finally, any company, especially a trader, is primarily represented by its employees. The service level is directly linked to the degree of client satisfaction and your company’s reputation. Thus, in trade it is especially important to attend to the loyalty of your personnel, including their motivation by offering them quality medical services under a VHI policy.

All this is taken into account by the Ingosstrakh team to create a comprehensive insurance program for commercial enterprises.


When buying the policy, you will be offered favorable terms of cooperation. In the event of actualization of an insured risk we guarantee that your claim will be processed immediately. And finally, we provide overall assistance to our clients and, if necessary, we can offer the services of top lawyers. Ingosstrakh is more than just an insurer: it is the most reliable partner in your business.

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