The medical insurance of employees today is important for the image of a successful company. A true result of care of employees’ health is greater work efficiency and lower sickness rate.
A voluntary medical insurance agreement is the most beneficial way to ensure high-quality and effective medical treatment of employees. This does not only serves as an additional incentive provided by the company to its employees, but also saves its medical costs due to:
Legislative tax and insurance benefits,
Reduction of costs associated with the payment of sick leaves as a result of shorter incapacity period.
Besides, insurance companies guide their corporate clients in a wide range of medical institutions and assure quality of medical services.
Entrust the organization of medical treatment of your employees to Ingosstrakh Insurance Company and you can be sure that:
Your employees’ health will be taken care of by one of the voluntary medical insurance market leaders with a more than fifty-year insurance experience;
An individual insurance plan for a year will be proposed to you within a short period of time meeting your contents and price requirements and oriented on your business and existing corporate standards;
In the course of establishment of your yearly insurance plan you will be offered a wide range of insurance programs and a large-scale insurance coverage which if necessary can be extended to the maximum;
Your employees will be provided with medical services in the best medical institutions of Moscow and other RF territories as well as hospitals and clinics all over the world * if required;
Insurance policy holders’ rights are permanently protected: Ingosstrakh Insurance Company monitors the quality, services, scope and legal basis of the provided medical services.
We guarantee you the highest quality of services:
The efficiency of voluntary medical insurance provided by Ingosstrakh Insurance Company depends on the professional and coordinated work of a team of specialists and well-arranged operation of the universal medical treatment system.
The insurance agreement is supported by Ingosstrakh Insurance Company on the three communication levels: communication with the manager-administrator of the agreement, direct Policyholders’ access to the doctor in charge of the agreement and 24-hour policyholders’ access to TIM Assistance Ltd.hotline.
If necessary Ingosstrakh Insurance Company always resorts to help of its own medical service company TIM Assistance Ltd. with a 24-hour hotline and emergency and first aid services and Private Doctors’ Service.
The largest leaders operating in the RF entrust us the care of their employees’ health:
Fuel and energy and metallurgical industry: Norsk Hydro ASA, EvrazHolding, Irkutskenergo, Irkutsk Grid Company, Mega Oil Group of Companies, KMC Oiltools Ltd., Oil Trade Company, Rosneft-Stroytransgas Limited, BP Trading Limited Íîðñê
Aero-space industry: Aeroflot-Cargo
State institutions: Moscow Architecture Institute (State Academy), Rossvyaznadzor (State Communications Oversight Agency)
Communication, telecommunication and IT companies: Cisco Systems, IBM, Dell , SAP CIS, Post of Russia, Transtelecom, Rostelecom, VympelCom, Globus-Telecom, Hewlett-Packard JSC
Construction and Engineering companies: Irkutskenergoremont, EvroSibEnergo-Engineering, MOST Group of Companies, Itera-Invest-Stroy Group of companies, United Aviation Corporation
Financial, managing and law companies: PriceWaterhouseCoopers, Clifford Chance, Deloitte & Touche, Bank Credit Swiss First Boston, Basic Element company, International Moscow Bank, National Reserve Bank, Troyka-Dialog, Soyuz Bank, International Bank of Azerbaijan-Moscow, Bank of Tokyo Mitsubishi UFJ (Eurasia), Herbert Smith CIS LLP, Independent Development Bank CB, Swedbank. Servicing enterprises: Expocenter
Producers of goods and services: Kodak, Canon, General Electric, ConocoPhillips, Schwarzkopf&Henkel, ÍÐ, GM , Parker , Honeywell, Colgate-Palmolive, L ’oreal , Cristian Dior RUS , Estee Lauder , Procter&Gamble, Nestle, JTI, BAT-Java, AVON , JVC , Schindler, McDonald's, Danon , Goodyear, Ehrmann, Bacardi Rus , Sladko Confectionary, Lactalis, Baltica Group of Companies
Besides, for an additional payment the scope of medical services provided can be supplemented by the following medical services:
Coronary artery grafting;
Various operations on large vessels;
Treatment of cancer diseases;
Limb joints prosthesis operations;
prosthetic dentistry;
antenatal observation and obstetric aid;
etc.
Discounts and bonuses:
To Ingosstrakh Voluntary Medical Insurance policy holders we offer:
Express-pharmacy discount (a 3% discount on medicine delivered to any district of Moscow or Moscow region).
Discounts offered by medical institutions on a number of services outside the scope of insurance program.
A 10% discount on the total policy price for private property insurance (country house, apartment, etc.) and/or for those buying Ingosstrakh insurance programs for travels abroad or within Russia.
Additional option Emergency dental care at night for voluntary medical insurance policy programs covering dental treatment (transportation to the 24-hour dental clinic and home upon the provision of the necessary dental treatment services).
Personnel consisting of over 100 employees receives a bonus program with and extended insurance coverage including emergency outpatient treatment on the territory of Russia and emergency hospitalization on the territory of Russia.
