Ingosstrakh’s team has developed a separate product within the system of property insurance for insurance of electronic equipment, including unique devices. The advantage of this program is that it provides an opportunity to insure specific risks inherent to electronic devices, i.e. voltage jumps or human error.
High-precision mechanisms and optics (gauges, photo- and video devices etc);
Spare parts for insured equipment.
Insurable objects:
Property interests of the Insurant in relation to electronic equipment in sound operable condition, i.e. after completion of installation, set up, fine-tuning, testing and other prep work.
Risks covered by our insurance:
Fire, thunderbolt, gas explosion, damage by water during fire extinguishing operations;
Natural disasters;
property damage by water from water supply, sewerage, heating and fire-safety systems;
theft with unauthorized access and robbery;
errors in operation of insured property, negligence on the part of maintenance personnel and intended malicious action of a third party;
exposure to electric current (short circuit, voltage or amperage jump), exposure to inductive currents;
material defects, errors of design either during manufacturing or assembling/installation.
Standard exclusions:
exposure to sound, pollution and other similar perils;
war risks, risk of theft and other similar perils;
risk of exposure to a nuclear explosion and radiation hazards.
Cost of insurance:
The tariff of electronic equipment insurance is calculated on case-by-case basis;
The cost of insurance depends on such factors as the overall condition of buildings where the insured equipment is located, the uniqueness of the equipment; qualification of personnel and management assessment of the operation; size of the amount insured and franchise etc.
Our Contacts
If you have any question or need any additional information, please do not hesitate to contact our Property and Liability Insurance Department:
