Ingosstrakh’s team has developed a separate product within the system of property insurance against fire and related risks for insurance of mobile equipment. The program includes an extensive list of insurable objects and specific risks.
Insurable objects:
Construction, building, road construction and special machinery and mechanisms (bulldozers, excavators, graders, scrapers, soil compactors etc);
Boring rigs, mobile power generating stations, equipment for oil and gas fields;
Mining and mining construction equipment;
Additional and attachable equipment, components and parts;
Scaffoldings, timbering and devices for its installation, mobile offices, makeshift barracks, workshops;
Other property with variable operation location.
Insurable risks:
Natural disasters (hurricane, earthquake, flood, land slide etc);
Fire, thunderbolt, explosion and damages during fire extinguishing operations;
Intended malicious actions of third parties;
Accidents, i.e. accidental mechanic damages of an insured object as the result of tipping-over, falling, collapse with a vehicle or other objects, falling of various objects on such object.
Insured amount:
The size of the insured amount shall not be lower than the fair value of the insured equipment as at the first day of effect of the insurance.
Insurance period1 year. However, in some instances, when a respective contract of lease, rent or pledge demands otherwise, the insurance period may be subject to revision.
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