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Ingosstrakh  >  For retail clients  >  Motor Insurance  >  Motor insurance in Ingosstrakh

Motor insurance in Ingosstrakh


We know how much you value your vehicle, that is why we guarantee it the most reliable insurance protection. Ingosstrakh insurance company has been selling motor insurance in Russia and abroad for over 40 years. Our unique expertise allows us to offer you only the best insurance products.

We offer:

  • Motor insurance (against car theft and damage), including additional equipment insurance (AE). 
  • Compulsory civil liability motor-vehicle insurance (MOTPL).
  • Voluntary third-party liability insurance  
  • Passenger and driver insurance against accidents (AI).

Advantages provided by Ingosstrakh:

  • 24-hour dedicated hotline1
  • Reimbursement of expenses associated with vehicle evacuation from the place of the road traffic accident.
  • Vehicle repair at the best service stations and by official dealers of world automobile producers.
  • In the event of severe car damage (if the damage amounts to over 75% of the compensation amount) the insurance compensation shall be paid on the complete “vehicle destruction” terms.
  • In the event of replacement of spoilt spare parts their cost is compensated without the consideration of wear and tear.
  • Compensation of costs associated with vehicle repair abroad.
  • Insurance amounts are prescribed for each accident (the insurance amount is not reduced in the event of insurance compensation payment).
  • The compensation form (vehicle repair or compensation in cash) is not chosen immediately while signing the agreement but upon statement of the insured accident in Ingosstrakh.
  • Ingosstrakh does not require the vehicle to be left at the security protected parking during the night.
  • In the event of minor damage to the paint coating, car body windows, exterior lighting system, mirrors or radio aerial (no more than one element, windscreen or part)no certificate from the road police is required. This applies to all accidents.  
  • A reasonable amortization formula for the “car theft risk” – pro rata to the number of insurance days.
  • The effective period of the insurance agreement ends in a 15-day grace period which allows you to extend the agreement.

new ‘Claim surveyor’s visit to the insurance event site’ and ‘Roadside Assistance’ services became even more affordable. With the policy price of RUB 80,000 you can buy both options for only RUB 3,000! If the insurance amount exceeds RUB 80,000, then surveyor’s services are provided free of charge and the Roadside Assistance costs only RUB 1,000! The surveyor comes to the event site for as many times as needed, and the roadside assistance can be rendered up to five times during the term of policy 2. The offer is valid only in Moscow and the Moscow Region.

Special plans:

  • Comprehensive insurance for cars sold on credit in Moscow and in the regions. 
  • Comprehensive insurance for cars put in pledge to a bank.
  • Special insurance plans for leased cars.

1Please contact our representative in your region for information about availability and terms of the services.
2For Platinum policy holders in Moscow and the Moscow Region, the Roadside Assistance service is provided for up to 7 times during the policy term.



Our Contacts

If you have any questions or need additional information, please contact:

Package insurance department

Phone: +7 (495) 956-55-55
E-mail: motor@ingos.ru



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