Domobil is a unique all-in-one opportunity to insure:
Your car against theft and damage (motor hull);
Your apartment, including bearing structures, interior finishing, engineering systems, movable property, civil liability;
Your house in the country, including bearing structures, interior finishing, engineering systems and movables.
The premium you’ll have to pay for your Domobil policy will be lower than if you chose to insure each of the object the policy covers separately*. You will visit Ingosstrakh only once to have the policy issued, or you can choose to arrange for our representative to come visit you at your convenience.
What does Domobil insure against?
Domobil restitutes the damages in the event of actualization of any potential risks inherent to your property.
Car insurance (Motor Hull)
Property insurance (apartment, country house) against
Vehicle damages:
in a traffic accident
explosion
by fire
fire
by a flying off or falling object
mechanical damage
by natural calamities
natural disaster
by unlawful acts of third parties
illicit activities of third parties
by animals
damage by water
Theft
damage in acts of terror
Property and motor hull insurance offered with this package can be inclusive of all risks only.
Additionally you may choose to insure:
Any optional equipment installed in your car
Voluntary civil third party liability as the owner of a vehicle
Proprietor’s civil liability that may arise while using residential premises (an apartment, a house etc)
What are the advantages of Domobil?
Leaving aside the convenience and efficiency of the product, Domobil offers all benefits Ingosstrakh has for car and personal property insurance. For more detail please see our Vehicle and Property Insurance Sections.
Availability of Domobil.
If you are buying this product in all cities other than Moscow and any location within the Moscow Region:
Domobil is designated for owners of new and used foreign cars produced not earlier than 2006 inclusive.
The product is available to owners of cars that are bought with a credit scheme if the price of such car exceeds RUR300k.
The property insurance is designated to owners of apartments built after 1970.
Insurance of your property does not require pre-inspection, and your property can be appraised between RUR1.5mln and RUR4.5mln (for apartments) and between RUR1mln and RUR3mln (for constructions).
The product is offered for first-time insurance contracts, excluding leasing or mortgage. The product is also available to clients with expiring or expired insurance policies.
You can have your policy issued at any Ingosstrakh’s office or by our representative**.
If you are buying this product in Moscow or any location within the Moscow Region:
Domobil is designated for all foreign car owners that are bought outside a credit scheme.
The product is applicable to apartments and country houses built after 1970.
Insurance of your property does not require pre-examination, and ca and your property can be appraised between RUR4.8mln and RUR9mln (for apartments) and between RUR0.9mln and RUR3mln (for constructions).
The product is offered for first-time insurance contracts, including leasing or mortgage. The product is also available to clients with expiring or expired insurance policies.
*Pursuant to the terms and conditions of Domobil insurance contract for insurance of vehicles, property and voluntary civil liability insurance and with 0.95 reduction factor as applies to the risk of Damage (in motor hull insurance).
**For availability and terms applicable to this product please consult your regional office or a representative of our Company.
