The product implies the aggregated insurance amount (the insurance amount is Insurer’s aggregate compensation limit for all accidents taking place during the effective period of the insurance agreement). The compensation is paid only in cash based on the calculated standard hour cost specified by the insurance policy and spare parts cost depreciation. The Economy program applies only to vehicles over 4 years old.
You can buy a full package insurance against risks - CASCO (“car theft”+”damage”), or insure your vehicle only against the “Damage” risk.
Geography of the policy: Russia and some other countries as indicated in the insurance agreement.
Insurance terms:
No special requirements as to the vehicle storage.
Insurance compensation is paid in rubles at the RF Central Bank rate as at the day of payment.
In the event of minor damage to the paint coating, car body windows, exterior lighting system, mirrors or radio aerial (no more than one element, windscreen or part)no certificate from the road police is required. This applies to all accidents.
Reimbursement of expenses associated with vehicle evacuation from the place of the road traffic accident *.
24-hour dedicated hotline *.
Discounting system.
The product is available in all regional offices of Ingosstrakh insurance company, excluding Moscow.
* Contact the representatives of Ingosstrakh insurance company in your region as regards the availability and the terms of service provision.
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