Sooner or later everyone needs to turn for medical aid. It is common knowledge that often services provided as a part of compulsory health insurance do not meet our expectations.
Ingosstrakh Insurance Company offers an alternative way to get medical services - a voluntary health insurance policy (VHI). The voluntary health insurance policies cover a wider range of services and medical care in the best medical institutions of your city. Do you need a diagnostic examination? The voluntary health insurance policy gives you access to the most modern diagnostic centers, all types of examinations and advice by highly qualified specialists. In case of urgent hospitalization the voluntary health insurance policy covers the expenses for surgical and conservative treatment, post-surgical care and enhanced comfort wards.
Benefits of VHI
You get maximum opportunities with optimal investment The voluntary health insurance policies (VHI) cost many times as less as the amount paid by Ingosstrakh Insurance Company for you medical care when you need it. For example, insurance indemnity under the health insurance policy can reach RUB 2,000,000, while the policy price is RUB 20,000.
Additionally, money paid for VHI policy is protected from inflation. This is very important, as the average costs of healthcare services increase from 15 to 30 percent each year. But this is not the whole story. Turn to a tax office at your location and you will be given a social tax deduction, which considers amounts for voluntary health insurance policies you paid for yourself and your family.
You will get a full range of healthcare services Ingosstrakh Insurance Company offers you various insurance products with consideration of your needs. You can select a comprehensive approach and include all types of services in your policy (outpatient and policlinic care, urgent hospitalization, in-patient care, dentistry, pharmacological support) or choose products most relevant for you.
You can turn to the best healthcare institutions During 15 years at the voluntary health insurance market Ingosstrakh Insurance Company established partnership relations with the best healthcare institutions all over Russia. About 350 leading clinics in Moscow and over 2,500 best clinics in other Russian cities cooperate with Ingosstrakh Insurance Company to provide services covered by voluntary health insurance policies. Additionally, if you buy a voluntary health insurance policy, you can obtain services in Ingosstrakh’s Bud Zdorov clinics in Moscow and some other cities.
Quality healthcare guaranteed A unique quality management system developed by Ingosstrakh Insurance Company works at any stage of healthcare service provision to VHI policy holders, starting from a call to the clinic or to Ingosstrakh Insurance Company call center and up to the end of medical sessions. In order to improve the quality of services provided under voluntary health insurance policies Ingosstrakh Insurance Company will both settle policy holders’ claims and establish conditions to prevent such situations in the future.
You will have full-fledged support by the insurance company If you buy a voluntary health insurance policy from Ingosstrakh Insurance Company, you will get a three-tier support throughout the term of the policy:
executive supervisor takes care of technical questions under the insurance policy;
supervising physician solves medical issues;
in case if issues arise during nonworking hours the policy holder can apply to Ingosstrakh Insurance Company round-the-clock operations department. This department has all information about insurance terms for each client.
Ingosstrakh Insurance Company is always on your side Your interests are always protected by Ingosstrakh Insurance Company. This attitude, among other things, brought the company to one of the leading positions on the domestic market of voluntary health insurance. More than 600,000 people in Russia entrust their health to Ingosstrakh Insurance Company.
Discounts and bonuses*
when buying two or more policies for members of your family;
for clients who can show another insurance company's voluntary health insurance policy, which is still valid or expired maximum 1 month after the client applies to Ingosstrakh Insurance Company;
for an Ingosstrakh Insurance Company valid comprehensive insurance policy or property insurance policy holder;
for owners of Ingosstrakh Insurance Company comprehensive insurance policies or property insurance policies;
when the policy is ordered via Internet;
a voluntary health insurance holder is given a 10 percent discount when buying Ingosstrakh Insurance Company insurance policy for traveling abroad or in Russia.
* Discount is given for insurance products with the exception of Individual product. Please contact the company representatives for details about the amount and terms of discount.
Our contacts
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