$ 1 500 000 USD coverage per insured person per year (subject to benefit sub-limits)
Effective throughout the globe, excluding the USA
Including:
Out-Patient Treatment:
Consultants’ fees for consultations
Consultations with psychologist for psychiatric treatment - available after 2 years of plan membership
Lab tests – blood and other biological samples (including pap smear test, prostate cancer screening or colon cancer screening - available after 1 year of plan membership)
Diagnostic tests and exams – mammography, magnetic resonance imaging, computed tomography and positron emission tomography, X-rays
Treatment by therapists and complementary medicine practitioners
Physiotherapy, osteopathy, chiropractor treatment
Treatment of HIV/AIDS through planned drug therapy and Antiretroviral Therapy - available after 5 years of plan membership
Cancer treatment
Maternity cover - available after 10 months of plan membership
Out-patient surgical operations
In-Patient Treatment:
Hospital accommodation, nursing care
Surgical operations, including pre- and post-operative care
Physicians’ fees, laboratory and diagnostic tests
Intensive care in intensive care units
Psychiatric treatment - available after 2 years of plan membership
Cancer treatment
Transplant services
Hospital charges, obstetricians’ and midwives’ fees for normal childbirth- available after 10 months of plan membership
Prosthetics implants and appliances
Prescribed drugs and dressings for use in hospital
Hospital accommodation of a parent in case of in-patient treatment of an insured child under 18 years old
Ambulance (including air ambulance)
Prosthetic devices
Newborns treatment and care*
Home nursing after in-patient treatment – with the total duration of no more than 20 days
Rehabilitation – with the total duration of no more than 30 days
Hospice and palliative care
Extra options, available to you under the plan:
Evacuation – transportation of an insured person to the nearest centre of medical excellence, if the needed treatment is not available locally;
Repatriation - returning to home country for required treatment, if no treatment is available locally, the policy covers a close relative accompanying an insured person;
USA cover – to include cover for the USA
There are specific limitations on our cover. If you have any question or need more information about benefits and limitations, please, contact Ingosstrakh managers.
* Newborn care and treatment are covered during the first 90 days following birth if the child has been enrolled to the plan.
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Our Contacts
If you have any questions or need additional information, please contact:
Medical Insurance Department, Ingosstrakh Insurance Company
