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«Essential»


  • $ 1 000 000 USD coverage per insured person per year (subject to benefit sub-limits)
  • Effective throughout the globe, excluding the USA

Including:

  • Out-Patient Treatment:
    • Out-patient surgical operations
    • Advanced imaging – magnetic resonance imaging, computed tomography and positron emission tomography
    • Cancer treatment
  • In-Patient Treatment:
    • Hospital accommodation, nursing care
    • Surgical operations, including pre- and post-operative care
    • Physicians’ fees, laboratory and diagnostic tests
    • Intensive care in intensive care units
    • Psychiatric treatment - available after 2 years of plan membership
    • Cancer treatment
    • Transplant services
    • Prosthetics implants and appliances
    • Prescribed drugs and dressings for use in hospital
    • Hospital accommodation of a parent in case of in-patient treatment of an insured child under 18 years old
  • Ambulance (including air ambulance)
  • Prosthetic devices
  • Newborns treatment and care*
  • Home nursing after in-patient treatment – with the total duration of no more than 10 days
  • Rehabilitation – with the total duration of no more than 30 days
  • Hospice and palliative care

Extra options, available to you under the plan:

  • Evacuation – transportation of an insured person to the nearest centre of medical excellence, if the needed treatment is not available locally;
  • Repatriation - returning to home country for required treatment, if no treatment is available locally, the policy covers a close relative accompanying an insured person;
  • USA cover - to include cover for the USA.

There are specific limitations on our cover. If you have any question or need more information about benefits and limitations, please, contact Ingosstrakh managers. 


* Newborn care and treatment are covered during the first 90 days following birth if the child has been enrolled to the plan.

Our Contacts

If you have any questions or need additional information, please contact:

Medical Insurance Department, Ingosstrakh Insurance Company

Address: 16-9 Leningradskoe road, Moscow
Phone: +7 (495) 729-41-29
Fax: +7 (495) 729-41-23
E-mail: dmscorp@ingos.ru



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