Accumulative insurance enables you to accumulate sufficient saving for major purchases and to generate additional income as well. Accumulative life insurance with Ingosstrakh holds a number of advantages:
In the insurance contract, you may indicate the insured amount and insurance period based on your own choice.
You may choose the way you want to pay your insurance premiums, whether as a one-off payment or in installments (annually, every six months, quarterly, monthly).
The guaranteed rate of income is 3.5% pa. Moreover, based on the annual return on investments your policy will be eligible to an additional investment income.
CAPITAL:
The program is designed for people who intend to leave to their heirs a sufficient amount in savings.
The program stipulates perpetual insurance and an opportunity to accumulate.
In the event of death of the Insured persons the amount insured becomes payable to its Beneficiary (the heir named in the insurance contract).
Example:
A man of 40 intends to provide his daughter with an inheritance of $50000. He is ready to make premium payments for the next 20 years. The size of the annual premium will be $1800, and the forecast insured amount receivable, inclusive of the additional investment income, will be $66 700.
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