Accumulative insurance enables you to accumulate sufficient saving for major purchases and to generate additional income as well. Accumulative life insurance with Ingosstrakh holds a number of advantages:
In the insurance contract, you may indicate the insured amount and insurance period based on your own choice.
You may choose the way you want to pay your insurance premiums, whether as a one-off payment or in installments (annually, every six months, quarterly, monthly).
The guaranteed rate of income is 3.5% pa. Moreover, based on the annual return on investments your policy will be eligible to an additional investment income.
START IN LIFE:
Is designed for children to enable them to have a guaranteed amount in savings to cover the cost of university tuition.
The payment for the tuition of your child is guaranteed in full even in the event of any contingency (permanent disablement or death of a parent).
Our experts will provide you with detailed information on the cost of tuition in universities and colleges in Russia, Europe and the USA and on enrollment procedures respectively.
All terms of the insurance contract may be revised on annual basis.
The insured amount is payable on the date stipulated in the contract, i.e. by the time your child enrolls in a university.
Examples:
A man of 35 would like to make sure that his 2 year-old daughter enrolls in the economic department of the Moscow State University. The cost of 4 years of tuition will amount to $27200. The annual premium payable will be $1 575. The forecast insured amount receivable inclusive of the additional investment income is $33 360.
A woman of 32 wants her 2 year-old son to go to Cambridge. The cost of 3 years of tuition there is ˆ66 000. The size of the annual premium will be ˆ315. The forecast insured amount receivable inclusive of the additional investment income is ˆ79 920.
Our Contacts
If you have any question or need any additional information, please do not hesitate to contact us:
