Life insurance is a proved way of securing yourself from a range of complex issues which may be faced by anyone. Life insurance means relieving a family of financial problems in the event of death of a family member. Life insurance means sufficient savings whenever necessary without a risk that something may happen to the money or the family’s breadwinner.
Ingosstrakh’s life insurance program is offered through its subsidiary, OOO SK Ingosstrakh Life, which promotes a range of insurance products customized for various needs and financial possibilities of the clients.
The advantages of life insurance compared to bank deposits and other financial instruments are as follows:
It is a reliable guaranteed payment of the insured amount or repayment of the contributed sums.
The insured amount is not subject to income taxation and is paid immediately per occurrence.
The rate of return in accumulative insurance is guaranteed throughout the insurance period which may be up to 40 years.
Life insurance programs with OOO SK Ingosstrakh Life
Risk insurance: the Family program provides o your family with protection from financial problems in case of a serious illness or premature death of the family’s breadwinner. The program does not have the accumulative element, thus the price of the policy is minimal.
Accumulative insurance: Capital, Guarantor, Start in Life and Investor programs enable clients to generate sufficient savings (for major purchases or, for example, to cover the cost of university tuition) and to leave sufficient savings to their heirs.
Pension insurance: My Pension program enables you to create guaranteed savings by the time you retire. These saving will be a decent increment to the state pension and will provide you with a comfortable level of income. You may choose how you want to receive your savings, whether in a bullet payment or in the form of life pension.
Additional insurance:
The Family and Guarantor programs may also provide additional insurance for the event of a critical disease with the payment of an additional insured amount of up to US$25k.
Our Contacts
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