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Ingosstrakh  >  For retail clients  >  Travel Insurance  >  Foreign travel insurance  >  Accident insurance

Accident insurance


In addition to the health insurance we recommend purchasing an accident insurance for the period of your travel abroad. Then you can feel certain that you are protected from the maximum scope of potential contingencies.

The accident insurance policy covers the following risks:
  • Traumatic injury
  • Health damages inflicted on the Insured person;
  • Accidental death of the Insured person.
The indemnification is made:
  • Directly to the Insured person or to his/her lawful heirs;
  • Within the insured amount indicated by the Insured person when executing the insurance deed;
  • With a view to the degree and scope of health damages caused, gravity of the injury and/or resulting disability.
Insurance terms:
  • The insurance contract can be executed only provided that the medical expenses are insured for the period of travel abroad.
The price of the policy is optimal:
  • It depends on the amount insured and length of travel;
  • It is calculated per day of the travel in US dollars or Euro depending on the selected insurance currency.
Policy price

Length of travel

Insured amount

1.000

3.000

5.000

7.000

10.000

1-7 days

0,10

0,16

0,24

0,33

0,48

8-15 days

0,09

0,15

0,23

0,32

0,47

16-30 days

0,08

0,14

0,22

0,31

0,46

31-90 days

0,07

0,13

0,21

0,30

0,45

91-180 days

0,06

0,12

0,20

0,29

0,44

181-365 days

0,05

0,11

0,19

0,28

0,43

365 days, multiple travels up to 90 days each

0,04

0,07

0,10

0,27

0,42

Ingosstrakh reserves the right to apply the multiplying or reduction factors for the calculation of the insurance premium in the following instances:

Multipliers

Basis

Ratio

1. Mountain skiing

1,5

2. Professional, amateur or organized sports, including: mountaineering, rock-climbing, rafting, horseback riding, diving, snowboard, parachute jumping

2,0

3. Engagement in dangerous occupations (including mining, construction, electric circuit installation etc)

2,0

4.Age of the insured person between 70 and 79 years

2,0

5. Age of the insured person between 80 and 84 years

3,0

6. Age of the insured person above 85 years

4,0



Discounts

Number of people

Discount

1. For groups of 10 to 20 people

5%

2. For groups of 21 to 50 people

10%

3. For groups of over 51 people

15%

4. For children under 12

10%



Our Contacts

If you have any question or need any additional information, please do not hesitate to contact us:

Phone: +7 (495) 959-49-07
E-mail: travel@ingos.ru
24 x 7 call center: +7 (495) 589-20-82



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