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Accident insurance


You can purchase an accident insurance policy either in addition to the medical expenses insurance policy or as a separate product. By purchasing the two policies, you receive the utmost guarantee that any contingency is under control! Your trip will go the way you have planned it.

The accident insurance policy covers the following risks:

  • Traumatic injury
  • Health damages inflicted on the Insured person;
  • Accidental death of the Insured person.

The indemnification is made:

  • Directly to the Insured person or to his/her lawful heirs;
  • Within the insured amount indicated by the Insured person when executing the insurance deed;
  • With a view to the degree and scope of health damages caused, gravity of the injury and/or resulting disability.

Insurance terms:

  • The tariffs depend on the insured amount and length of travel.
  • The price of the policy is calculated per each day of the travel.
  • The Insured person should be between 3 and 75 years of age.
Policy price

Length of travel

Insured amount

1.000

3.000

5.000

7.000

10.000

1-7 days

0,10

0,16

0,24

0,33

0,48

8-15 days

0,09

0,15

0,23

0,32

0,47

16-30 days

0,08

0,14

0,22

0,31

0,46

31-90 days

0,07

0,13

0,21

0,30

0,45

91-180 days

0,06

0,12

0,20

0,29

0,44

181-365 days

0,05

0,11

0,19

0,28

0,43

365 days, multiple travels up to 90 days each

0,04

0,07

0,10

0,27

0,42

Ingosstrakh reserves the right to apply the multiplying or reduction factors for the calculation of the insurance premium in the following instances:

Multipliers

Basis

Ratio

1. Mountain skiing

1,5

2. Professional, amateur or organized sports, including: mountaineering, rock-climbing, rafting, horseback riding, diving, snowboard, parachute jumping

2,0

3. Engagement in dangerous occupations (including mining, construction, electric circuit installation etc)

2,0

4.Age between 70 and 75

2,0



Discounts

Number of people

Discount

1. For groups of 10 to 20 people

5%

2. For groups of 21 to 50 people

10%

3. For groups of 51 people

15%

4. For children under 12

10%



Our Contacts

If you have any question or need any additional information, please do not hesitate to contact us:

Phone: +7 (495) 959-49-07
E-mail: travel@ingos.ru



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