Most of us travel in Russia from time to time for personal reasons or business needs. However, even a minor indisposition can not only ruin the impressions of the trip but may as well seriously endanger our plans. To feel comfortable and secure at any time and in any situation, we recommend buying an insurance policy.
The insurance policy covers the following expenses:
Medical expenses: medical assistance in the event of an acute disease or injury, cost of prescribed medication.
Medical transportation expenses: transportation of the Insured person from the occurrence location to the nearest medical facility or to a doctor; emergency medical repatriation of the Insured person, including accompaniment (if prescribed by doctors) to the place of residence.
Transportation expenses: expenses on the Insured person’s travel back home or that of his/her children is the former are left unattended as the result of the insured event;
Post mortem repatriation: delivery of the body of the diseased person to the place of residence if the death of the latter results from the insured event.
We have special Service Centers at your disposal:
Our twenty-four-hour service center is run by Russian and English-speaking operators.
The service center offers any information you may need, including information on places where you can refer for emergency medical assistance.
The telephone of the 24x7 service center is provided in the insurance policy.
How your medical expenses are covered:
Your medical expenses are covered by Ingosstrakh either to the medical facility directly or are compensated to the Insured person if paid out of pocket.
If you pay for the medical care you receive on our own, please make sure that you reconcile all and any costs with Ingosstrakh’s service center prior to referring to medical assistance.
To receive a guaranteed compensation of your costs, please make sure that you submit the documents to confirm and justify the costs incurred to Ingosstrakh within 30 days after the end of your travel
Our tariffs:
depend on the insured amount and length of travel.
are calculated per each day of the travel.
Tariffs for non-Russian citizens
Length of travel
Insured amount in US $
15.000
30.000
1-7 days
$1,10
$1,59
8-15 days
$1,00
$1,50
16-30 days
$0,90
$1,40
31-90 days
$0,80
$1,10
91-180 days
$0,70
$0,90
181-365 days
$0,50
$0,80
365 days, multiple travels up to 90 days each
$0,30
$0,50
Tariffs for Russian citizens
Length of travel
Insured amount in US$
6.000
8.000
1-15 days
$0,44
$0,60
16-30 days
$0,40
$0,55
31-90 days
$0,36
$0,49
91-365 days
$0,32
$0,44
365 days, multiple travels up to 90 days each
$0,25
$0,30
Ingosstrakh reserves the right to apply the multiplying or reduction factors for the calculation of the insurance premium in the following instances:
