Your travel agent will definitely offer you travel insurance. Frequently, travel managers will assure you that it is not important who your insurer is. However, while traveling, you may find yourself in a situation you could have neither foreseen nor prevented, and with Ingosstrakh’s policy you will have a top-to-bottom insurance both while preparing for your travel and during it.
Ingosstrakh is the only insurer in Russia with fifty years of experience both in this country and abroad. We are the leader in the travel insurance sector. In 2008, total number of travelers insured by Ingosstrakh was over 3 million persons. Our clients appreciate that we offer the services of a twenty-four-hour Russian-speaking service center and own representatives in various countries around the world. Ingosstrakh’s policies are recognized in all countries.
What can a policy cover?
The insurance contract may cover the following insurance programs:
Insurance of medical expenses;
Accident insurance
Luggage insurance for travels outside Russia;
Insurance of costs arising in the event of cancellation of a travel abroad or changes in the length of stay abroad;
Civil liability to third parties.
Why Ingosstrakh?
It is recognized by consular services of all countries, and assists in handling visa-related issues;
It is valid for travels of any kind and type: tourism, business, extreme sports and engagement in high-risk occupations (mining, construction, circuit installation), it is good for single travels and multiple travels during the year, for travels in Russia and outside it;
If you need emergency medical assistance while traveling, all you need is simply dial a number of the appropriate Ingosstrakh 24x7 service center: in any stressful situation, at any time of the day you will be offered a detailed consultation as to where to go and what to do next;
If you find yourself in need of lengthy inpatient treatment while traveling, Ingosstrakh will take care of your children to transport them back home if they are left without supervision, and will pay the cost of two-way travel of your relative to come visit you while in hospital;
Sometimes, an injury or disease makes a traveler return home, and in this event Ingosstrakh will arrange and cover the cost of medical transportation to your home directly or to a hospital in your area/city of residence;
If you lose your personal belongings, you will be compensated in the amount of the value of the lost property as well as Ingosstrakh will pay for the search, transportation, examination, expertise and repair of found belongings;
If your travel is frustrated before its beginning, Ingosstrakh guarantees compensation of actual costs you incur as the result of cancellation or change in the dates of your travel as the result of an injury, disease which requires hospitalization, death of an immediate relative, damage caused to your property, summon, visa denial to you, your friend or relative if you intended to travel together.
The policy is easy to change or cancel in the event of cancellation of your trip without any surcharges or penalties.
Our Contacts
If you have any question or need any additional information, please do not hesitate to contact us: